D. Scott Carruthers is a visual artist and a gifted photographer. He is a successful entrepreneur based in Anaheim, California. At a young age, he demonstrated a rare ability to take captivating shots of his friends and musical events. He also had a perceptive eye for art. He convinced his high school teacher to assist him in Art History, a lesson that was not offered at his school at the time.
He nurtured his talent in photography and eventually opted to go pro. His first gigs involved taking photos of his favorite bands as they performed on various stages. After that, he found a familiar niche in fashion photography. Then he took the venture mainstream covering all manner of events including weddings, sports, and musical events among others. By the time he opened his first studio, he had a line of clients waiting.
Soon after that, he hired an agent to streamline the growing business. His photography venture continued to thrive attracting top-rated clients such as celebrities, leading athletes, and national advertising firms. D. Scott Carruthers is a highly sought-after photographer with gigs lined up around the world. He is ardent at establishing strong relationships with his clients. He enjoys covering high-octane global events.
Similarly, he likes traveling the world, interacting with exciting people while documenting unforgettable moments in their lives and sampling delicious exotic cuisines. During the few minutes he puts the camera down, D. Scott Carruthers likes to explore the outdoors cycling on his bike or settling down with a good read. He loves to blog about his photography and travel experiences as well as share insightful tips on the top world destinations.
In what city/state was your first house located and approximately what year did you buy it?
I grew up in Anaheim, California. It’s just next to Los Angeles with all the famous attractions and at the heart of the entertainment industry. I love the state of California. Naturally, I bought my first house in the city of Anaheim, a modest unit that is just perfect.
What was your living situation prior to buying your first house? Where/with whom/etc?
I have lived with my family since I was small. My mother has been very understanding and supportive of the things I wish to do in life.
What motivated you to purchase your first house?
I needed a tad bit more space to put my increasing collection of art and photography. I also felt that a home office would be a convenient investment so I could work on details about projects I am handling without having to go to the studio every time I felt like working.
How did you go about getting the money together to buy it?
I believe in owning my property. I saved up from my photography ventures and contacted a mortgage broker to find out the best deals in the housing market. Once I had the price locked down, it was a matter of saving up some more. I got the balance from a lender, which I have already finished paying off. I am not a fan of mortgage loans that take more than twenty years to pay off.
When you purchased, were you thinking of it as an investment or as a place to start a family? Please elaborate.
A private house gives you the space to be yourself. As such, it is hard to view it as an investment. Of course, I plan to use the property to take out a favorable loan for a similar investment. However, it is primarily a place of peace for me. I would be glad to share it with my family when right the time comes.
What are three things you liked most about the house?
I love the location. It is close to the creative hub of the entertainment world without being in my face. It is also near my family and studio. I picture myself having to get on a plane just to see my mum, and it is not an exciting thought. I can’t get enough of the space. It has an addictive colonial feel to it that is amazing.
Lastly, it is just the right size, in a peaceful neighborhood and close to the studio. This gives me flexibility especially during times I wish to work from home.
Was there anything you didn’t like about it?
It’s an excellent spot, but a few open spaces including the garden could have been done more tastefully.
Did you make any improvements or major renovations to the house?
I have remodeled a couple of rooms to reflect my home office/studio. I have also redone the garden to bring it closer to my values and preferences. I like looking out to a mature lawn from the window. It helps me relax.
Please share 1-2 of your fondest/funniest memories from living there.
I loved hosting my mum at my house when she came to visit. Even without saying it aloud, I could tell she was impressed.
Do you still live there or did you sell it or rent it?
I still live there most of the time I am in the city. The housing market in California is crazy now. I would not imagine selling it so soon. I might rent it out once I get somewhere better to live.
What advice would you give other first time homebuyers?
Review as many mortgage plans and state schemes as possible. This gives you an idea of the differences in pricing through the various lenders. Think about alternate options to a mortgage loan; sometimes it’s not the best idea. Negotiate at every level; from brokerage fees to survey charges, legal fees and the price of the property itself. Do as much research on the particular property as possible. Identify a viable location that you like and build a rapport with the local realtor.